Preferred Risk Mutual Insurance Company v. by Supreme Court of Alabama

Preferred Risk Mutual Insurance Company v.

By Supreme Court of Alabama

  • Publication Date: 1991-08-09
  • Genre: Law

Book Synopsis

Preferred Risk Mutual Insurance Company ("Preferred Risk") appeals from a judgment rendered on a jury verdict against it and
co-defendant Arthur Lee Blackman in an action by Preferred Risk's insured, Vivian J. Ryan, to recover uninsured motorist insurance
benefits. The question presented is whether the trial court committed reversible error by admitting evidence of, the limits
of Ryan's uninsured motorist insurance policy. Ryan and Blackman had a collision on a dirt road in rural Tuscaloosa County. As a result of the accident, Ryan suffered an
injury to her larynx. She filed a complaint against Blackman, alleging both negligence and wantonness. She later withdrew
her wantonness claim. Because Blackman was uninsured, Ryan also named her uninsured motorist insurance carrier, Preferred
Risk, as a defendant, pursuant to the procedure set out by this Court in Lowe v. Nationwide Insurance Co., 521 So. 2d 1309
(Ala. 1988). Preferred Risk opted to participate in the trial and filed a cross-claim against Blackman.

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